Wealth6

Freelancer Wealth Care

This week decision

R0

safe to use after survival costs, rent protection, project costs, and debt control.

Cash pressureRent gap: R0

Money in

R0

all business money received

Money out

R0

personal + business spending

Rent protected

R0

protected before other spending

Debt risk

High

based on current cash pressure

Survival rule for today

The app does not shame you. It protects the next crisis first.

Take money in this order: rent gap → food/transport/data → project costs → minimum debt control → personal use. If income is below survival costs, the app marks the week as damage control, not failure.

Add money movement

Recent money movement

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Income planner

Separate trusted, repeat, and random money.

Low retainer income must be treated differently from once-off jobs because it cannot carry the same promises.

Client reliability

Expected cash
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Add client pressure

Survival bills

Bills come before fake profit.

If you do not have a place to live, transport, food, or data, the business also starts breaking.

Protected bills

Priority order
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Add survival bill

When income is too low

The app switches to crisis mode: protect rent gap first, pause non-urgent spending, request client deposits, and only pay debt minimums until income improves.

Project truth

A sale is not profit.

Project income must pay project costs and a survival draw before you count what is left.

Jobs and real leftovers

Profit clarity
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Wealth care plan

Survive first. Stabilise second. Grow third.

This is built for irregular money, low retainers, no clean savings buffer, and business income that still feeds personal life.

Money rules

Real-world mode

Settings

Control the survival formula.

Adjust the rent target, rent percentage, cap, and basic survival amount to match your reality.